The schedule of charges as applicable on date is provided below:
Fee /Documentation charges /File charge new0.5-2% of Loan Amount
1-2.5% of Loan Amount
Pre-payment / Part Payment Charges *4% of the principal outstanding for any preclosure within 6 months from date of agreement+ service tax
0% – After 6 months
Loan CancellationIn the event of cancellation, Interest charges will be borne by the customer. Processing Fee, Stamp duty and RTO charges are non-refundable charges and would not be waived/refunded in case of loan cancellation.
Late Payment penaltyRs. 250
Statement of Account Charges (on Demand only)Rs. 250
Legal, Repossession & Incidental chargesAt actuals
Stamp Duty & other Statutory ChargesAs per applicable law
Duplicate No Due Certificate / NOCRs. 500/- per Instance
Duplicate Amortization Schedule ChargesRs 200/- per schedule
Loan Re schedulement / Re-booking chargesRs. 1000/-
Cheque / SI / ECS Return Charges *Rs. 550/- per Instance
Documentation chargesAs per applicable law
Charges for swapping PDCs of one bank to anotherRs 0
Additional Finance Charges (AFC)0-30 days- 24 %
31-60 Days- 30 %
60+ Days- 36%
Visit Charges (for collection)Rs. 250
Cheque/ECS bounce chargesRs 250
Cash handling chargesRs. 100
Note : * Where ever notified GST and other government levies, as applicable, would be charged additionally at the applicable rates.
Interest Rate (reducing balance)
New Tractor14%-20%
Used Tractor18%-26%
Investor Zone

At IFFCO Kisan Finance, we pride ourselves to be an IFFCO entity and follow the same IFFCO philosophy of giving a high value to our shareholders and growing together along with them. Our financial informations and corporate profile are presented to you here to let you understand our company better and to give you a clear picture of what we are, what we do and where we are headed.

Contact Information for Investors

Contact details


Investor Grievances

Deepika Singh,
Company Secretary

Email: deepika.singh@kisanfinance.com

Life Insurance

Our company partners provide Life Insurance plans that cover the insured member and assist their families in case of any unfortunate event of death. Through our partners we provide a onetime premium based life insurance policy which is valid for the entire duration of the loan. The plan works in a simple manner where the member just has to choose the coverage term, pay the premium and stay protected.

Salient Features –
  • Attractive pricing
  • Speedy processing: issuance as well claim